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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,470 | $171,867-7.8% | $149,721+5.8% | $147,586+7.4% |
| Participation rate | 60.0% | 88.2%-28.2pp | 87.1%-27.1pp | 82.8%-22.8pp |
| Annual return | 16.91% | 2113.36%-2096.5pp | 1501.67%-1484.8pp | 578.59%-561.7pp |
| Employer contribution / active EE | $2,020 | $6,275-67.8% | $5,444-62.9% | $4,876-58.6% |
| Participant deferral / active EE | $4,806 | $7,270-33.9% | $6,568-26.8% | $5,439-11.6% |
| Admin fee / account holder | $4,138 | $13,799-70.0% | $11,282-63.3% | $10,886-62.0% |