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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,398 | $209,888-6.4% | $189,545+3.6% | $167,553+17.2% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 25.78% | 748.66%-722.9pp | 555.36%-529.6pp | 478.89%-453.1pp |
| Employer contribution / active EE | $2,697 | $6,915-61.0% | $6,162-56.2% | $4,840-44.3% |
| Participant deferral / active EE | $5,476 | $8,934-38.7% | $8,220-33.4% | $6,343-13.7% |
| Admin fee / account holder | $5,342 | $14,300-62.6% | $12,049-55.7% | $12,316-56.6% |