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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,007 | $184,000-28.8% | $162,185-19.2% | $152,909-14.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 28.43% | 150.80%-122.4pp | 115.61%-87.2pp | 345.46%-317.0pp |
| Employer contribution / active EE | $2,258 | $6,370-64.6% | $5,613-59.8% | $4,764-52.6% |
| Participant deferral / active EE | $4,566 | $8,033-43.2% | $7,297-37.4% | $5,851-22.0% |
| Admin fee / account holder | $3,264 | $13,124-75.1% | $10,844-69.9% | $11,601-71.9% |