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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,229 | $201,370+18.3% | $184,256+29.3% | $145,897+63.3% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 21.31% | 29.05%-7.7pp | 28.85%-7.5pp | 552.29%-531.0pp |
| Employer contribution / active EE | $2,528 | $7,024-64.0% | $6,427-60.7% | $4,663-45.8% |
| Participant deferral / active EE | $5,954 | $9,808-39.3% | $9,133-34.8% | $6,689-11.0% |
| Admin fee / account holder | $6,963 | $16,364-57.5% | $13,899-49.9% | $13,390-48.0% |