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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,986 | $83,477-85.6% | $125,175-90.4% | $72,986-83.6% |
| Participation rate | 87.0% | 73.3%+13.6pp | 79.8%+7.2pp | 69.5%+17.5pp |
| Annual return | 62.18% | 25.78%+36.4pp | 43.79%+18.4pp | 81.01%-18.8pp |
| Employer contribution / active EE | $2,094 | $2,345-10.7% | $3,865-45.8% | $2,440-14.2% |
| Participant deferral / active EE | $3,297 | $3,585-8.0% | $4,937-33.2% | $3,607-8.6% |
| Admin fee / account holder | $696 | $5,517-87.4% | $9,702-92.8% | $5,124-86.4% |