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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,990 | $91,536-64.0% | $130,062-74.6% | $75,177-56.1% |
| Participation rate | 60.4% | 71.5%-11.1pp | 78.5%-18.1pp | 67.2%-6.8pp |
| Annual return | 20.76% | -631.62%+652.4pp | -137.37%+158.1pp | 160.75%-140.0pp |
| Employer contribution / active EE | $2,012 | $2,845-29.3% | $4,322-53.4% | $2,671-24.7% |
| Participant deferral / active EE | $3,943 | $4,343-9.2% | $5,821-32.3% | $4,126-4.4% |
| Admin fee / account holder | $3,495 | $6,780-48.4% | $10,601-67.0% | $5,651-38.1% |