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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,088 | $101,763-63.6% | $164,866-77.5% | $80,874-54.1% |
| Participation rate | 66.0% | 71.8%-5.8pp | 78.6%-12.6pp | 67.6%-1.6pp |
| Annual return | 16.66% | 16.73%-0.1pp | 69.97%-53.3pp | 35.62%-19.0pp |
| Employer contribution / active EE | $2,074 | $2,954-29.8% | $4,343-52.2% | $2,756-24.7% |
| Participant deferral / active EE | $4,439 | $4,477-0.8% | $6,033-26.4% | $4,297+3.3% |
| Admin fee / account holder | $4,685 | $8,228-43.1% | $12,689-63.1% | $6,935-32.4% |