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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,006 | $63,346-25.8% | $92,240-49.0% | $70,126-33.0% |
| Participation rate | 63.2% | 68.7%-5.5pp | 76.5%-13.3pp | 69.5%-6.4pp |
| Annual return | 15.52% | 530.19%-514.7pp | 176.29%-160.8pp | 73.15%-57.6pp |
| Employer contribution / active EE | $1,476 | $2,471-40.3% | $3,680-59.9% | $2,343-37.0% |
| Participant deferral / active EE | $2,463 | $2,854-13.7% | $3,897-36.8% | $3,332-26.1% |
| Admin fee / account holder | $7,635 | $3,841+98.8% | $5,194+47.0% | $4,645+64.4% |