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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,060 | $64,729+0.5% | $112,263-42.0% | $68,490-5.0% |
| Participation rate | 50.0% | 67.2%-17.2pp | 75.1%-25.1pp | 67.9%-17.9pp |
| Annual return | -18.17% | -11.40%-6.8pp | 27.49%-45.7pp | -7.85%-10.3pp |
| Employer contribution / active EE | $1,843 | $2,746-32.9% | $3,636-49.3% | $2,597-29.0% |
| Participant deferral / active EE | $4,231 | $3,566+18.7% | $4,729-10.5% | $4,028+5.0% |
| Admin fee / account holder | $3,707 | $5,222-29.0% | $6,410-42.2% | $5,403-31.4% |