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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,195 | $96,731+41.8% | $123,973+10.7% | $86,983+57.7% |
| Participation rate | 51.5% | 70.0%-18.5pp | 76.7%-25.1pp | 69.5%-18.0pp |
| Annual return | 16.81% | 17.33%-0.5pp | 388.13%-371.3pp | 25.83%-9.0pp |
| Employer contribution / active EE | $2,892 | $3,297-12.3% | $4,126-29.9% | $2,584+11.9% |
| Participant deferral / active EE | $5,307 | $4,152+27.8% | $5,247+1.1% | $4,194+26.5% |
| Admin fee / account holder | $1,515 | $8,722-82.6% | $11,799-87.2% | $7,856-80.7% |