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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,285 | $133,998-64.0% | $112,263-57.0% | $134,545-64.1% |
| Participation rate | 60.9% | 78.6%-17.7pp | 75.1%-14.2pp | 81.2%-20.4pp |
| Annual return | 28.18% | 47.17%-19.0pp | 27.49%+0.7pp | 418.37%-390.2pp |
| Employer contribution / active EE | $0 | $4,040-100.0% | $3,636-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $2,728 | $5,292-48.4% | $4,729-42.3% | $6,401-57.4% |
| Admin fee / account holder | $231 | $7,493-96.9% | $6,410-96.4% | $11,431-98.0% |