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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,610 | $107,341-66.8% | $92,897-61.7% | $152,870-76.7% |
| Participation rate | 93.8% | 79.8%+14.0pp | 76.0%+17.7pp | 82.4%+11.3pp |
| Annual return | 15.35% | 145.59%-130.2pp | 109.42%-94.1pp | 345.34%-330.0pp |
| Employer contribution / active EE | $12,769 | $4,221+202.5% | $3,653+249.6% | $4,763+168.1% |
| Participant deferral / active EE | $2,081 | $4,847-57.1% | $4,238-50.9% | $5,850-64.4% |
| Admin fee / account holder | $1,418 | $7,080-80.0% | $5,794-75.5% | $11,597-87.8% |