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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,632 | $97,732-75.8% | $83,831-71.8% | $135,380-82.5% |
| Participation rate | 100.0% | 80.0%+20.0pp | 76.1%+23.9pp | 82.6%+17.4pp |
| Annual return | -7.25% | 1287.56%-1294.8pp | 850.99%-858.2pp | 519.81%-527.1pp |
| Employer contribution / active EE | $15,183 | $4,222+259.6% | $3,631+318.1% | $4,779+217.7% |
| Participant deferral / active EE | $4,125 | $4,683-11.9% | $4,082+1.1% | $5,609-26.4% |
| Admin fee / account holder | $934 | $6,675-86.0% | $5,479-83.0% | $10,828-91.4% |