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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,102 | $65,125-75.3% | $143,797-88.8% | $66,949-75.9% |
| Participation rate | 37.6% | 65.2%-27.6pp | 80.3%-42.7pp | 69.8%-32.2pp |
| Annual return | -15.06% | -11.13%-3.9pp | -0.04%-15.0pp | 1.57%-16.6pp |
| Employer contribution / active EE | $1,293 | $2,362-45.3% | $4,952-73.9% | $2,545-49.2% |
| Participant deferral / active EE | $1,785 | $2,920-38.9% | $5,638-68.3% | $4,239-57.9% |
| Admin fee / account holder | $156 | $503-69.0% | $14,679-98.9% | $594-73.8% |