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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,656 | $61,172-61.3% | $185,851-87.3% | $79,389-70.2% |
| Participation rate | 23.5% | 66.6%-43.1pp | 81.7%-58.2pp | 70.7%-47.2pp |
| Annual return | 44.02% | 19.45%+24.6pp | 122.11%-78.1pp | 116.89%-72.9pp |
| Employer contribution / active EE | $843 | $2,321-63.7% | $5,168-83.7% | $2,428-65.3% |
| Participant deferral / active EE | $1,403 | $2,788-49.7% | $5,569-74.8% | $4,046-65.3% |
| Admin fee / account holder | $258 | $710-63.6% | $16,245-98.4% | $626-58.8% |