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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,135 | $91,198-77.9% | $178,503-88.7% | $79,856-74.8% |
| Participation rate | 20.5% | 69.2%-48.7pp | 81.9%-61.4pp | 69.6%-49.1pp |
| Annual return | 30.76% | 24.20%+6.6pp | 151.12%-120.4pp | 31.71%-0.9pp |
| Employer contribution / active EE | $880 | $3,257-73.0% | $5,011-82.4% | $2,471-64.4% |
| Participant deferral / active EE | $1,609 | $3,237-50.3% | $5,202-69.1% | $3,741-57.0% |
| Admin fee / account holder | $374 | $6,748-94.5% | $13,987-97.3% | $5,306-93.0% |