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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,673 | $150,435-35.1% | $120,580-19.0% | $145,897-33.1% |
| Participation rate | 76.9% | 78.8%-1.9pp | 72.0%+5.0pp | 80.3%-3.4pp |
| Annual return | 11.69% | 154.60%-142.9pp | 107.48%-95.8pp | 552.29%-540.6pp |
| Employer contribution / active EE | $1,202 | $4,352-72.4% | $3,469-65.3% | $4,663-74.2% |
| Participant deferral / active EE | $5,838 | $6,174-5.4% | $4,995+16.9% | $6,689-12.7% |
| Admin fee / account holder | $1,526 | $12,182-87.5% | $9,418-83.8% | $13,390-88.6% |