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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,673 | $150,346-35.0% | $120,524-19.0% | $145,877-33.0% |
| Participation rate | 76.9% | 78.8%-1.9pp | 71.9%+5.0pp | 80.3%-3.4pp |
| Annual return | 11.69% | 154.40%-142.7pp | 107.36%-95.7pp | 551.28%-539.6pp |
| Employer contribution / active EE | $1,202 | $4,353-72.4% | $3,469-65.3% | $4,663-74.2% |
| Participant deferral / active EE | $5,838 | $6,172-5.4% | $4,994+16.9% | $6,691-12.7% |
| Admin fee / account holder | $1,526 | $12,215-87.5% | $9,440-83.8% | $13,402-88.6% |