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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,491 | $141,004-28.0% | $112,273-9.6% | $139,456-27.2% |
| Participation rate | 72.7% | 79.2%-6.5pp | 72.4%+0.3pp | 80.3%-7.6pp |
| Annual return | 18.44% | 32.75%-14.3pp | 30.23%-11.8pp | 373.45%-355.0pp |
| Employer contribution / active EE | $1,714 | $4,285-60.0% | $3,431-50.0% | $4,753-63.9% |
| Participant deferral / active EE | $7,642 | $5,878+30.0% | $4,800+59.2% | $6,711+13.9% |
| Admin fee / account holder | $564 | $9,959-94.3% | $7,752-92.7% | $11,407-95.1% |