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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,494 | $71,878-61.7% | $86,698-68.3% | $68,486-59.9% |
| Participation rate | 82.9% | 72.2%+10.7pp | 76.6%+6.3pp | 67.9%+15.0pp |
| Annual return | -19.49% | 3.53%-23.0pp | 35.95%-55.4pp | -7.85%-11.6pp |
| Employer contribution / active EE | $891 | $2,173-59.0% | $2,837-68.6% | $2,597-65.7% |
| Participant deferral / active EE | $4,196 | $3,779+11.0% | $4,656-9.9% | $4,028+4.2% |
| Admin fee / account holder | $4,988 | $6,113-18.4% | $7,493-33.4% | $5,404-7.7% |