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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,330 | $67,602-50.7% | $82,312-59.5% | $70,126-52.5% |
| Participation rate | 82.1% | 72.8%+9.3pp | 76.9%+5.2pp | 69.5%+12.5pp |
| Annual return | 19.85% | 21.57%-1.7pp | 25.88%-6.0pp | 73.15%-53.3pp |
| Employer contribution / active EE | $255 | $1,755-85.5% | $2,428-89.5% | $2,343-89.1% |
| Participant deferral / active EE | $3,447 | $2,987+15.4% | $3,706-7.0% | $3,332+3.5% |
| Admin fee / account holder | $6,405 | $4,512+42.0% | $5,608+14.2% | $4,645+37.9% |