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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,133 | $60,349-50.1% | $74,184-59.4% | $62,881-52.1% |
| Participation rate | 87.5% | 72.7%+14.8pp | 76.6%+10.9pp | 69.3%+18.2pp |
| Annual return | 6.84% | 21.38%-14.5pp | 17.74%-10.9pp | 20.14%-13.3pp |
| Employer contribution / active EE | $244 | $1,680-85.5% | $2,370-89.7% | $2,281-89.3% |
| Participant deferral / active EE | $3,089 | $2,856+8.2% | $3,550-13.0% | $3,203-3.5% |
| Admin fee / account holder | $1,873 | $4,261-56.1% | $5,586-66.5% | $4,296-56.4% |