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| Provider | Service type | Compensation |
|---|---|---|
Service code 10 · EIN 62-1110839 | Accounting | $6,200 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $774 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,024 | $84,936-68.2% | $111,308-75.7% | $79,391-66.0% |
| Participation rate | 85.7% | 75.9%+9.8pp | 77.3%+8.3pp | 70.7%+14.9pp |
| Annual return | 13.54% | 17.45%-3.9pp | 54.67%-41.1pp | 116.88%-103.3pp |
| Employer contribution / active EE | $5,620 | $1,979+183.9% | $2,732+105.7% | $2,428+131.5% |
| Participant deferral / active EE | $1,617 | $3,888-58.4% | $4,487-64.0% | $4,046-60.0% |
| Admin fee / account holder | $24 | $537-95.5% | $7,965-99.7% | $627-96.2% |