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| Provider | Service type | Compensation |
|---|---|---|
Service code 10 · EIN 62-1110839 | Accounting | $5,500 |
Service code 15 · EIN 13-3689044 | Recordkeeping | $2,970 |
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,465 | $65,378-54.9% | $87,103-66.2% | $65,186-54.8% |
| Participation rate | 80.8% | 75.3%+5.4pp | 76.9%+3.9pp | 70.2%+10.6pp |
| Annual return | 21.37% | 31.28%-9.9pp | 28.19%-6.8pp | 29.39%-8.0pp |
| Employer contribution / active EE | $3,620 | $1,823+98.6% | $2,521+43.6% | $2,177+66.3% |
| Participant deferral / active EE | $780 | $3,389-77.0% | $4,049-80.7% | $3,514-77.8% |
| Admin fee / account holder | $46 | $520-91.2% | $7,491-99.4% | $847-94.6% |