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Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,554 | $53,412-63.4% | $68,509-71.5% | $52,331-62.6% |
| Participation rate | 100.0% | 71.7%+28.3pp | 74.7%+25.3pp | 68.1%+31.9pp |
| Annual return | -2.54% | 3.42%-6.0pp | 8.27%-10.8pp | 4.54%-7.1pp |
| Employer contribution / active EE | $1,631 | $1,607+1.5% | $2,278-28.4% | $1,882-13.3% |
| Participant deferral / active EE | $1,213 | $2,688-54.9% | $3,382-64.1% | $3,022-59.9% |
| Admin fee / account holder | $55 | $461-88.2% | $5,275-99.0% | $592-90.8% |