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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,968 | $43,075-53.6% | $74,577-73.2% | $62,881-68.2% |
| Participation rate | 96.2% | 58.1%+38.1pp | 68.1%+28.0pp | 69.3%+26.8pp |
| Annual return | 6.02% | 17.50%-11.5pp | 20.47%-14.4pp | 20.14%-14.1pp |
| Employer contribution / active EE | $880 | $1,498-41.2% | $2,525-65.1% | $2,281-61.4% |
| Participant deferral / active EE | $2,548 | $2,389+6.6% | $3,458-26.3% | $3,203-20.5% |
| Admin fee / account holder | $3,743 | $2,840+31.8% | $4,138-9.5% | $4,296-12.9% |