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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,731 | $45,872-24.3% | $77,100-55.0% | $68,490-49.3% |
| Participation rate | 84.6% | 55.9%+28.7pp | 67.9%+16.7pp | 67.9%+16.7pp |
| Annual return | -18.61% | 1.73%-20.3pp | 42.35%-61.0pp | -7.85%-10.8pp |
| Employer contribution / active EE | $0 | $1,650-100.0% | $2,815-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $2,255 | $2,963-23.9% | $4,430-49.1% | $4,028-44.0% |
| Admin fee / account holder | $1,273 | $3,041-58.1% | $5,443-76.6% | $5,403-76.4% |