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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,954 | $100,073-58.1% | $85,126-50.7% | $145,877-71.2% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 10.58% | 84.11%-73.5pp | 66.63%-56.1pp | 551.28%-540.7pp |
| Employer contribution / active EE | $1,096 | $3,236-66.1% | $2,731-59.9% | $4,663-76.5% |
| Participant deferral / active EE | $3,546 | $5,294-33.0% | $4,523-21.6% | $6,691-47.0% |
| Admin fee / account holder | $3,860 | $7,261-46.8% | $6,160-37.3% | $13,402-71.2% |