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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,578 | $56,197+43.4% | $67,652+19.1% | $59,633+35.1% |
| Participation rate | 81.5% | 71.5%+10.0pp | 75.7%+5.8pp | 68.7%+12.8pp |
| Annual return | -2.31% | 18508.10%-18510.4pp | 6625.40%-6627.7pp | 2041.45%-2043.8pp |
| Employer contribution / active EE | $2,887 | $1,615+78.8% | $2,266+27.4% | $2,203+31.1% |
| Participant deferral / active EE | $7,982 | $2,844+180.7% | $3,560+124.2% | $3,192+150.1% |
| Admin fee / account holder | $1,915 | $3,958-51.6% | $4,821-60.3% | $4,297-55.4% |