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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,390 | $88,707-3.7% | $74,184+15.1% | $273,972-68.8% |
| Participation rate | 75.0% | 79.4%-4.4pp | 76.6%-1.6pp | 83.0%-8.0pp |
| Annual return | 7.28% | 11.94%-4.7pp | 17.74%-10.5pp | 41.46%-34.2pp |
| Employer contribution / active EE | $2,704 | $3,159-14.4% | $2,370+14.1% | $4,869-44.5% |
| Participant deferral / active EE | $7,209 | $4,212+71.2% | $3,550+103.1% | $5,287+36.3% |
| Admin fee / account holder | $9,565 | $8,717+9.7% | $5,586+71.2% | $10,133-5.6% |