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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,437 | $67,602+42.7% | $82,312+17.2% | $70,126+37.5% |
| Participation rate | 80.8% | 72.8%+8.0pp | 76.9%+3.9pp | 69.5%+11.2pp |
| Annual return | 20.43% | 21.57%-1.1pp | 25.88%-5.4pp | 73.15%-52.7pp |
| Employer contribution / active EE | $2,389 | $1,755+36.1% | $2,428-1.6% | $2,343+2.0% |
| Participant deferral / active EE | $6,973 | $2,987+133.4% | $3,706+88.1% | $3,332+109.3% |
| Admin fee / account holder | $1,157 | $4,512-74.4% | $5,608-79.4% | $4,645-75.1% |