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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,511 | $100,125-55.5% | $81,482-45.4% | $145,978-69.5% |
| Participation rate | 43.5% | 74.2%-30.7pp | 69.5%-26.0pp | 80.3%-36.8pp |
| Annual return | 10.89% | 34.44%-23.6pp | 24.79%-13.9pp | 550.52%-539.6pp |
| Employer contribution / active EE | $680 | $2,977-77.2% | $2,463-72.4% | $4,662-85.4% |
| Participant deferral / active EE | $1,758 | $4,609-61.9% | $3,885-54.8% | $6,690-73.7% |
| Admin fee / account holder | $10,509 | $8,198+28.2% | $5,761+82.4% | $13,400-21.6% |