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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,742 | $104,520-76.3% | $76,823-67.8% | $152,885-83.8% |
| Participation rate | 57.1% | 76.6%-19.5pp | 72.1%-14.9pp | 82.5%-25.3pp |
| Annual return | 18.89% | 1014.03%-995.1pp | 1166.42%-1147.5pp | 345.39%-326.5pp |
| Employer contribution / active EE | $1,181 | $3,117-62.1% | $2,302-48.7% | $4,763-75.2% |
| Participant deferral / active EE | $3,462 | $4,236-18.3% | $3,336+3.8% | $5,851-40.8% |
| Admin fee / account holder | $4,117 | $12,283-66.5% | $6,422-35.9% | $11,598-64.5% |