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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,674 | $100,901-82.5% | $75,501-76.6% | $147,586-88.0% |
| Participation rate | 61.9% | 77.1%-15.2pp | 72.4%-10.5pp | 82.8%-20.9pp |
| Annual return | 10.88% | 35.78%-24.9pp | 27.35%-16.5pp | 578.59%-567.7pp |
| Employer contribution / active EE | $647 | $3,253-80.1% | $2,352-72.5% | $4,876-86.7% |
| Participant deferral / active EE | $1,906 | $4,027-52.7% | $3,142-39.4% | $5,439-65.0% |
| Admin fee / account holder | $4,357 | $11,285-61.4% | $5,801-24.9% | $10,886-60.0% |