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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,704 | $92,766-80.9% | $82,763-78.6% | $134,545-86.8% |
| Participation rate | 37.5% | 75.2%-37.7pp | 72.6%-35.1pp | 81.2%-43.7pp |
| Annual return | -15.75% | 946.97%-962.7pp | 702.45%-718.2pp | 418.37%-434.1pp |
| Employer contribution / active EE | $1,119 | $3,273-65.8% | $3,008-62.8% | $4,742-76.4% |
| Participant deferral / active EE | $1,493 | $4,802-68.9% | $4,395-66.0% | $6,401-76.7% |
| Admin fee / account holder | $931 | $5,978-84.4% | $5,325-82.5% | $11,431-91.9% |