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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,704 | $92,684-80.9% | $82,706-78.6% | $134,509-86.8% |
| Participation rate | 37.5% | 75.2%-37.7pp | 72.6%-35.1pp | 81.2%-43.7pp |
| Annual return | -15.75% | 945.84%-961.6pp | 701.76%-717.5pp | 418.13%-433.9pp |
| Employer contribution / active EE | $1,119 | $3,272-65.8% | $3,007-62.8% | $4,741-76.4% |
| Participant deferral / active EE | $1,493 | $4,800-68.9% | $4,394-66.0% | $6,400-76.7% |
| Admin fee / account holder | $931 | $5,982-84.4% | $5,329-82.5% | $11,427-91.9% |