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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,102 | $88,778-76.2% | $81,844-74.2% | $145,884-85.5% |
| Participation rate | 44.4% | 75.1%-30.6pp | 72.4%-27.9pp | 80.3%-35.9pp |
| Annual return | 10.90% | 1033.03%-1022.1pp | 778.87%-768.0pp | 551.85%-540.9pp |
| Employer contribution / active EE | $1,124 | $3,087-63.6% | $2,916-61.5% | $4,662-75.9% |
| Participant deferral / active EE | $1,597 | $4,648-65.6% | $4,323-63.1% | $6,690-76.1% |
| Admin fee / account holder | $2,536 | $8,430-69.9% | $7,355-65.5% | $13,392-81.1% |