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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,031 | $96,691-78.2% | $86,656-75.7% | $139,487-84.9% |
| Participation rate | 30.0% | 74.4%-44.4pp | 71.7%-41.7pp | 80.3%-50.3pp |
| Annual return | 16.48% | 106.87%-90.4pp | 593.09%-576.6pp | 373.84%-357.4pp |
| Employer contribution / active EE | $1,207 | $3,267-63.1% | $3,025-60.1% | $4,755-74.6% |
| Participant deferral / active EE | $1,734 | $4,838-64.1% | $4,439-60.9% | $6,713-74.2% |
| Admin fee / account holder | $9,540 | $6,414+48.7% | $5,619+69.8% | $11,407-16.4% |