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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $326,808 | $125,797+159.8% | $170,057+92.2% | $75,177+334.7% |
| Participation rate | 96.0% | 83.6%+12.4pp | 87.0%+9.0pp | 67.2%+28.8pp |
| Annual return | 18.60% | 27.20%-8.6pp | 53.42%-34.8pp | 160.75%-142.1pp |
| Employer contribution / active EE | $10,335 | $4,616+123.9% | $6,790+52.2% | $2,671+286.9% |
| Participant deferral / active EE | $24,315 | $6,838+255.6% | $10,411+133.6% | $4,126+489.3% |
| Admin fee / account holder | $10,142 | $8,177+24.0% | $12,826-20.9% | $5,651+79.5% |