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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,570 | $109,359+142.8% | $162,185+63.7% | $72,976+263.9% |
| Participation rate | 93.2% | 84.3%+9.0pp | 87.6%+5.7pp | 69.5%+23.8pp |
| Annual return | 20.81% | 25.46%-4.7pp | 115.61%-94.8pp | 81.02%-60.2pp |
| Employer contribution / active EE | $16,975 | $3,907+334.4% | $5,613+202.4% | $2,440+595.7% |
| Participant deferral / active EE | $17,004 | $5,481+210.2% | $7,297+133.0% | $3,608+371.3% |
| Admin fee / account holder | $4,415 | $7,972-44.6% | $10,844-59.3% | $5,124-13.8% |