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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,115 | $110,083+149.9% | $151,645+81.4% | $68,490+301.7% |
| Participation rate | 93.0% | 84.0%+9.0pp | 87.5%+5.5pp | 67.9%+25.1pp |
| Annual return | -15.68% | -10.12%-5.6pp | 3.34%-19.0pp | -7.85%-7.8pp |
| Employer contribution / active EE | $9,298 | $4,470+108.0% | $6,165+50.8% | $2,597+258.1% |
| Participant deferral / active EE | $21,041 | $6,526+222.4% | $8,363+151.6% | $4,028+422.4% |
| Admin fee / account holder | $9,992 | $7,718+29.5% | $11,614-14.0% | $5,403+84.9% |