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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,733 | $137,414+129.8% | $189,545+66.6% | $85,851+267.8% |
| Participation rate | 98.5% | 84.6%+13.8pp | 87.8%+10.7pp | 69.3%+29.1pp |
| Annual return | 13.24% | 38.14%-24.9pp | 555.36%-542.1pp | 318.63%-305.4pp |
| Employer contribution / active EE | $9,368 | $4,344+115.6% | $6,162+52.0% | $2,565+265.1% |
| Participant deferral / active EE | $19,858 | $6,260+217.2% | $8,220+141.6% | $3,952+402.4% |
| Admin fee / account holder | $30,321 | $8,630+251.4% | $12,049+151.7% | $6,261+384.3% |