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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,700 | $138,385+183.1% | $184,200+112.6% | $80,874+384.3% |
| Participation rate | 94.8% | 83.9%+10.9pp | 86.8%+8.0pp | 67.6%+27.2pp |
| Annual return | 16.02% | 20.02%-4.0pp | 28.80%-12.8pp | 35.62%-19.6pp |
| Employer contribution / active EE | $12,050 | $4,849+148.5% | $6,424+87.6% | $2,756+337.3% |
| Participant deferral / active EE | $27,392 | $7,073+287.3% | $9,132+200.0% | $4,297+537.5% |
| Admin fee / account holder | $7,687 | $10,483-26.7% | $13,907-44.7% | $6,935+10.8% |