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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,700 | $138,393+183.0% | $184,256+112.6% | $80,959+383.8% |
| Participation rate | 94.8% | 83.9%+10.9pp | 86.8%+8.0pp | 67.7%+27.1pp |
| Annual return | 16.02% | 20.01%-4.0pp | 28.85%-12.8pp | 35.67%-19.7pp |
| Employer contribution / active EE | $12,050 | $4,847+148.6% | $6,427+87.5% | $2,757+337.1% |
| Participant deferral / active EE | $27,392 | $7,076+287.1% | $9,133+199.9% | $4,300+537.0% |
| Admin fee / account holder | $7,687 | $10,489-26.7% | $13,899-44.7% | $6,925+11.0% |