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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,968 | $80,983+143.2% | $96,544+104.0% | $75,177+162.0% |
| Participation rate | 50.0% | 71.8%-21.8pp | 76.0%-26.0pp | 67.2%-17.2pp |
| Annual return | 23.09% | 27.05%-4.0pp | 25.88%-2.8pp | 160.75%-137.7pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $2,966-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $2,133 | $3,929-45.7% | $4,851-56.0% | $4,126-48.3% |
| Admin fee / account holder | $2,503 | $6,717-62.7% | $8,254-69.7% | $5,651-55.7% |