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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,158 | $124,324-25.1% | $111,303-16.3% | $167,497-44.4% |
| Participation rate | 56.5% | 79.6%-23.1pp | 77.3%-20.8pp | 82.1%-25.6pp |
| Annual return | 13.26% | 37.44%-24.2pp | 54.66%-41.4pp | 478.62%-465.4pp |
| Employer contribution / active EE | $1,579 | $3,436-54.1% | $2,731-42.2% | $4,838-67.4% |
| Participant deferral / active EE | $2,939 | $5,181-43.3% | $4,488-34.5% | $6,341-53.7% |
| Admin fee / account holder | $9,693 | $10,620-8.7% | $7,965+21.7% | $12,310-21.3% |