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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,476 | $78,423-21.6% | $95,964-35.9% | $79,856-23.0% |
| Participation rate | 57.7% | 73.5%-15.8pp | 77.1%-19.4pp | 69.6%-11.9pp |
| Annual return | 18.92% | 19.37%-0.5pp | 91.64%-72.7pp | 31.71%-12.8pp |
| Employer contribution / active EE | $1,734 | $1,945-10.8% | $2,541-31.7% | $2,471-29.8% |
| Participant deferral / active EE | $3,699 | $3,440+7.5% | $4,167-11.2% | $3,741-1.1% |
| Admin fee / account holder | $33,644 | $5,622+498.5% | $6,797+395.0% | $5,306+534.0% |