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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,950 | $98,776-14.0% | $149,745-43.3% | $79,856+6.4% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 19.63% | 27.38%-7.7pp | 276.72%-257.1pp | 31.71%-12.1pp |
| Employer contribution / active EE | $7,253 | $3,217+125.5% | $4,646+56.1% | $2,471+193.5% |
| Participant deferral / active EE | $6,502 | $5,681+14.4% | $6,843-5.0% | $3,741+73.8% |
| Admin fee / account holder | $2,144 | $6,053-64.6% | $9,312-77.0% | $5,306-59.6% |