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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,352 | $77,817-32.7% | $123,553-57.6% | $64,173-18.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | -10.17% | 12.49%-22.7pp | 119.21%-129.4pp | 7.63%-17.8pp |
| Employer contribution / active EE | $7,515 | $3,014+149.3% | $4,628+62.4% | $2,381+215.6% |
| Participant deferral / active EE | $5,911 | $5,240+12.8% | $6,426-8.0% | $3,470+70.4% |
| Admin fee / account holder | $3,539 | $5,519-35.9% | $9,284-61.9% | $4,887-27.6% |