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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,639 | $89,370-23.2% | $141,197-51.4% | $72,976-5.9% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 27.48% | 111.88%-84.4pp | 71.41%-43.9pp | 81.02%-53.5pp |
| Employer contribution / active EE | $7,318 | $3,115+134.9% | $4,736+54.5% | $2,440+199.9% |
| Participant deferral / active EE | $6,342 | $5,419+17.0% | $6,710-5.5% | $3,608+75.8% |
| Admin fee / account holder | $882 | $5,957-85.2% | $10,265-91.4% | $5,124-82.8% |