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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,516 | $138,068-54.0% | $125,358-49.3% | $134,493-52.8% |
| Participation rate | 78.9% | 84.5%-5.5pp | 82.4%-3.4pp | 81.2%-2.3pp |
| Annual return | -19.14% | 750.30%-769.4pp | 572.03%-591.2pp | 418.01%-437.2pp |
| Employer contribution / active EE | $7,224 | $5,244+37.8% | $4,814+50.1% | $4,740+52.4% |
| Participant deferral / active EE | $4,812 | $7,799-38.3% | $7,447-35.4% | $6,400-24.8% |
| Admin fee / account holder | $2,229 | $11,568-80.7% | $10,007-77.7% | $11,425-80.5% |