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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,516 | $138,114-54.0% | $125,391-49.3% | $134,545-52.8% |
| Participation rate | 78.9% | 84.5%-5.6pp | 82.4%-3.4pp | 81.2%-2.3pp |
| Annual return | -19.14% | 750.88%-770.0pp | 572.41%-591.6pp | 418.37%-437.5pp |
| Employer contribution / active EE | $7,224 | $5,246+37.7% | $4,816+50.0% | $4,742+52.4% |
| Participant deferral / active EE | $4,812 | $7,801-38.3% | $7,448-35.4% | $6,401-24.8% |
| Admin fee / account holder | $2,229 | $11,570-80.7% | $10,009-77.7% | $11,431-80.5% |