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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,211 | $150,447-71.9% | $136,298-69.0% | $147,586-71.4% |
| Participation rate | 92.9% | 84.4%+8.4pp | 81.9%+10.9pp | 82.8%+10.0pp |
| Annual return | 16.01% | 1049.15%-1033.1pp | 5156.27%-5140.3pp | 578.59%-562.6pp |
| Employer contribution / active EE | $7,016 | $5,256+33.5% | $4,696+49.4% | $4,876+43.9% |
| Participant deferral / active EE | $3,090 | $6,631-53.4% | $6,247-50.5% | $5,439-43.2% |
| Admin fee / account holder | $526 | $10,906-95.2% | $9,244-94.3% | $10,886-95.2% |