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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,886 | $176,120-60.9% | $159,487-56.8% | $167,553-58.9% |
| Participation rate | 78.9% | 85.0%-6.0pp | 82.8%-3.9pp | 82.1%-3.2pp |
| Annual return | 12.66% | 331.95%-319.3pp | 263.71%-251.0pp | 478.89%-466.2pp |
| Employer contribution / active EE | $7,618 | $5,299+43.7% | $4,831+57.7% | $4,840+57.4% |
| Participant deferral / active EE | $4,638 | $7,752-40.2% | $7,354-36.9% | $6,343-26.9% |
| Admin fee / account holder | $900 | $12,561-92.8% | $10,804-91.7% | $12,316-92.7% |